The important bits, in plain English.

Money, Actually provides financial information, calculations and tools for general informational purposes.

• It does not provide personalised financial advice.
• It does not recommend particular financial products, lenders, banks or providers.

Results produced by Money, Actually are estimates based on:

• the information entered by the user
• the assumptions displayed by the relevant tool
• simplified calculation models where appropriate

Actual figures may differ.

Interest rates, fees, lender calculation methods, changing rates, additional borrowing/spending, payment timing, taxes and other factors may affect real-world outcomes.

Users should check the terms of their own financial agreements and information supplied by their provider before making financial decisions.

What If scenarios are illustrative examples showing how changing an input could affect an estimated outcome. They do not change any real financial agreement or instruct the user to take a particular action.

Money, Actually aims to provide useful and understandable calculations, but does not guarantee that every result will exactly match a bank, lender, HMRC, financial institution or other provider.

Users remain responsible for their own financial decisions. Where appropriate, users should seek information or advice from an appropriately qualified or authorised professional.