How it works

Understand your numbers, then decide for yourself.

1

Tell us the numbers

Enter the information needed for the money question you’re trying to answer. You don’t need to understand the maths — that’s our job.
2

See what it actually means

Money, Actually turns those numbers into a simple explanation of things such as what you could actually pay, how much could be interest, how long something could take, where your money may be going, and what your savings could become.
3

Try “What If?”

Where available, change the numbers and immediately see how the estimated outcome changes. For example: “What if I paid £50 more each month?” or “What if I saved £20 more?”

These scenarios are illustrative. Nothing is changed with your lender, bank or financial provider by using Money, Actually.

4

You decide what happens next

Money, Actually helps you understand the numbers. It does not tell you which financial decision to make or recommend financial products.

Money is serious. We don’t have to be miserable about it.

© 2026 Money, Actually

Money, Actually provides illustrative calculations and information to help you understand your money. It does not provide financial advice or recommend financial products. Results are estimates based on the information you enter and the assumptions shown.