Take-Home Pay Calculator
How much of your pay do you actually keep?
Choose where you pay tax and enter your salary to see what comes off in Income Tax and National Insurance — and what actually lands in your account.
Estimated for the 6 April 2026 to 5 April 2027 tax year. Everything here is an estimate — your payslip is the truth.
Good to know
Wherever you pay tax
England, Wales and Northern Ireland share one set of Income Tax bands; Scotland has its own. Your tax code tells us which applies — an S at the start means Scottish rates.
Your tax code matters
It's on your payslip, something like 1257L or S1257L. The numbers × 10 is roughly your tax-free amount for the year.
Compared with your payslip
Tell us what actually lands in your account and we'll show our estimate alongside it — your real number is never overwritten.